Digital Banking Services
Become a Niti Gram Mitra and explore innovative loan solutions through our AI lending app. Turn your shop into a digital banking point!

Core Banking Services
Empowering rural and urban banking points with essential financial services.
Savings & Current Accounts
Seamlessly open and manage accounts for your customers with top-tier security and instant activation.
Comprehensive Loan Options
Through our AI lending platform, partners can offer a wide variety of loan products tailored to customer needs.
Personal Loans
Quick personal loans for emergencies with minimal documentation.
MSME Loans
Empower local businesses with our robust loan solutions.
Vehicle Loans
Finance new and used vehicles with instant approvals.
Group Loans
Support self-help groups and joint liability groups.


Utility Payments (BBPS)
A one-stop solution for all bill payments and recharges.
Mobile & DTH Recharge
Instant prepaid recharges and postpaid bill payments for all major telecom and DTH operators.
Electricity & Water Bills
Pay utility bills securely via Bharat Bill Payment System (BBPS) with real-time settlement.
Why Choose Niti Gram Mitra?
We provide state of the art financial technology that bridges the gap between traditional retail and modern banking.
- ✔ Zero setup fees and instantaneous onboarding
- ✔ State of the art AI security and fraud prevention
- ✔ Dedicated partner support and training
About Us
Niti Gram Mitra believes in digital empowerment. We equip merchants with the tools they need to serve their local communities effectively, bringing banking and loan services to everyone's doorstep.
Our platform allows you to disburse micro-loans, accept utility payments, and function as a cash deposit and withdrawal node, increasing your footfall and earning potential.
Join Our Growing Network
Whether you want to become a Mitra (Partner) or join our corporate team, we have opportunities across states including Tamilnadu, Kerala, and more.

Contact Us
Get in Touch
We would love to hear from you. Reach out to us for any queries or partnership opportunities.
36/1, Raghav Towers,
Amman Nagar, Saravanampatti,
Coimbatore, Tamil Nadu, 641035,
India
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